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what is a reason that renters insurance is so high now a days? what is the point of paying renters insurance?

User Rohman HM
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If you move to an area with a higher crime rate or a history of natural disasters, you could see a rise in your renters insurance rates. On the other hand, moving to an area with a lower crime rate or closer to a fire station can actually save you money on renters insurance. Your apartment complex and unit also matter.
User Wille Esteche
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