Answer: NO
Explanation: Hannah Garcia's monthly take-home pay = $2,255.
Her total monthly budget is :
Rent = $975
Utilities = $250
Car payment = $275
Credit card #1= $76
Credit card #2= $114
Savings = $200
Miscellaneous = $350
Now we will calculate the total of her monthly expenditure :
975 + 250 +275 + 76 + 114 + 200 + 350 = $2240
As this is given in the question that Hannah's monthly salary is $2,255 and her spending is $2,240 that is not exceeding from her salary. So she is not in credit overload.