Answer:
Uninsured motorist protection, also known as "UM coverage," is a type of auto insurance that provides financial protection in the event of an accident caused by a driver who does not have insurance. If you are involved in an accident with an uninsured driver and you have UM coverage, your insurance company will cover the costs of your medical expenses and property damage, up to the limits specified in your policy. This type of coverage can also provide protection if you are in a hit-and-run accident. It is generally an optional coverage and it is not mandatory in all states. But it is highly recommended to have it.
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