Question

How was life in the towns different from life on the manor?

In the towns, the Church had less authority.
In the towns, people were self-sufficient.
In the towns, people exchanged goods and services for money.
In the towns, people rejected guild membership

Answer 1

Generally speaking, the main way in which life in the towns was different from life on the manor was that "In the towns, people exchanged goods and services for money", whereas in the manor there was rarely a monied exchange, at least directly.