A loud noise was heart an hour ago. The correct answer is the article AN. Although usually the article A is used before words beginning with a consonant, and AN before words beginning with a vowel, there are some exceptions. Here, the word hour is indeed written with a consonant as the first letter, however, it is pronounced as /ˈaʊə/, which begins as a vowel when you read it, which is why it takes the article AN.