Part a) Why is the relationship described not proportional?
we know that
A relationship between two variables, x, and y, represent a direct variation or proportional if it can be expressed in the form

In this problem
Let
x-------> number of months
y-------> amount of money in the saving account
The problem can be modeled by the following equation

So

In the proportional situation for the value of x equal to zero , the value of y is also equal to zero
therefore
the answer Part a) is
The relationship is not proportional because his savings account started with $
Part b) How could the situation be changed to make the situation proportional?
To make it proportional Ralph's savings account needs to start with $

so
we make the initial deposit equal to zero, maintaining the monthly deposits of $
, the equation would be
