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which of the following is an accurate description of trends in the banking industry over the last thirty years? b. banks have become more decentralized c. banking has been unaffected by occasional recession d. medium sized banks have merged to become large banks

User Exn
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"d. medium sized banks have merged to become large banks" is an accurate description of trends in the banking industry over the last thirty years, as banks have become ore powerful. 
User Michael Klishin
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