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2 votes
Using the 28/36 ratio, determine the maximum allowable recurring debt for someone with a monthly income of $4,850.

a. $388
b. $776
c. $970
d. $1,358

2 Answers

4 votes

Answer:

a

Explanation:

got it right on edge

User Rapscallion
by
8.4k points
5 votes

Answer:

The correct answer is A. $388

Explanation:

The 28/36 Rule states that : A household should spend a maximum of 28% of its gross monthly income on total housing expenses and not more than 36% on total debt service.

Maximum expense on housing expense = 28% of 4850

= $1358

Maximum expense on total debt service = 36% of 4850

= $1746

Therefore, the maximum allowable recurring debt with a monthly income of $4,850 = 1746 - 1358 = $388

Hence, The option A is correct.


User Ketan Ahir
by
7.5k points