Answer: Option (A) is the correct answer.
Step-by-step explanation:
When in a chemical reaction, a liquid solution results in the formation of an insoluble solid then this solid is known as a precipitate.
For example,

Here
solid formed is a precipitate as it remains insoluble in the reacting solution.
Hence, we can conclude that out of the given options atoms combining in a solution to form a solid causes a precipitate to form.