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Why is it important to start saving for retirement decades before retirement age?

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I think it would be important to save up the money for retirement early because when retirement comes, you will be all ready and prepared to retire. That is why you should save up early for retirement.
User Scheintod
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It is important to start saving for retirement decades before retirement age because of compound interest. When you start saving at a younger age, you have more time for your money to compound. In other words, you can start with a smaller amount of money and after 30 years of compounding, it can grow to a larger amount.

Compounding is the formula 1 + r to the n which means interest compounds into more interest over time.

User Jing He
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