Answer: The correct answer is-
b.the hydrocarbon tails.
A phospholipid molecule comprises of a head group (that contains polar phosphate molecule) that is hydrophilic ( water attracting groups due to formation of hydrogen bonding or ionic bonds with water molecules) and two tails of fatty acid ( which are hydrophobic that is water repelling groups).
In this question, a single layer of phospholipid coats the water in a beaker. This means that head group of this layer is in contact of water ( present in the beaker) and the two fatty acid tails of hydrocarbon ( that are water repelling) are facing air.
Thus, option b) is the right answer.