"Transatlantic" does not name one of the three national credit reporting agencies (also called credit bureaus).
A credit reporting agency (CRA) is an organization that gathers data about where you live and work, how you pay your bills, regardless of whether you have been sued, captured, or petitioned for financial protection. The majority of this data is consolidated together in a credit report. A CRA will at that point offer your credit answer to leasers, bosses, back up plans, and others. These organizations will utilize these reports to settle on choices about expanding credit, occupations, and protection strategies to you.
The three major credit reporting agencies are Equifax, Experian, and TransUnion.