The correct answer is A) overproduction, too many credit purchases, stock speculation, and bank failures.
The option that best summarizes American economic issues at the end of the 1920s is "overproduction, too many credit purchases, stock speculation, and bank failures."
Remember the term "the Roaring 1920s?" Well, these years had their consequences for the American citizens. After World War 1, the United States lived an economic boom because people had money and bought everything they needed and what they didn't need it too. Most of those purchases were made bu credit, and that was the root of the problem. Market and economic conditions started to change and in October 1929, the United States stock market crashed, leaving many people without jobs, companies closed, and banks went into bankruptcy.
The other options of the question were B) a decrease in credit to consumers, overproduction, stock speculation. and bank failures. C) underproduction, too many credit purchases, stock speculation. and bank failures. D) overproduction, too many credit purchases, stock speculation, and powerful banks.