Dissecting the information:
"The husband pays a flat rate of $125 for one year" means he pays $125 irrespective of how many times he visits (x). Doesn't depend on the number of visits (x).
"The wife pays $6 per visit" means that she pays $6x, of course, being dependent on the number of visits (x).
Hence, their total cost is sum of their individual costs, $(125+6x).
Husband's cost is f(x)=125, wife's cost is g(x)=6x, and total cost is h(x)=125+6x. Option D is correct answer.
ANSWER: D