ANSWER: Fair Debt Collection Practices Act (FDCPA)
EXPLANATION: The Fair Debt Collection Practices Act (FDCPA) is a law that limits and restricts the individual or entity who is involved in attempting of collection of debts even if it is on behalf of any individual or company. The law restricts means and methods on how the debtor can be contacted, when they can be contacted and how many times a day the debtor can be contacted. If FDCPA is violated, the debtor can file a suit against the debt collection company or individual within one year to collect attorney and damage fees.