Answer:
- Find credit counseling services.
Step-by-step explanation:
Jillian should find credit counseling services considering that she is having money problems and she will probably have issues paying all her expenses as according to the situation she has a low credit score which can indicate problems to cover other debts and she is not able to pay the minimum balance on her credit card bill. A counseling service will help her organize her financial life and find different options that will help her pay her debts, for example, get a favorable agreement with her bank or in a financial crisis, file for bankruptcy.