Answer:
C. credit history
Step-by-step explanation:
Which term describes a person's previous pattern of borrowing and repaying? A. credit practice
B. credit pattern
C. credit history
Credit first and foremost is the legal document or decision between a borrower and lender for a borrower to borrow certain amount of money to be repaid on a certain day.
Credit history from the name , shows how borrowers repay debts. It shows the date. When a persons pays up debt owed. He or she has a good credit history. If otherwise, he/she doesnt have good credit history