The correct answer is
D): A rider
Step-by-step explanation:
The insurance policy is usually an unsegregated contract, that means that it consists of all forms related to the legal contract between the insured and insurance company In some cases, however, supplementary writings like letters sent once the ultimate agreement will build the contract a non-integrated contract. Courts contemplate all previous negotiations or agreements each written agreement term within the policy at the time of delivery, likewise as those written later as policy riders and endorsements with each parties' consent, ar a part of the written policy.
An insured is, therefore, the same to be "indemnified" against the loss coated within the policy. Once insured parties expertise a loss for a mere peril, the presented entitles the customer to create an assert against the insurance company for the coated quantity of loss as mere by the policy.