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Your credit at a bank is based on your ability to pay back a loan.
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Your credit at a bank is based on your ability to pay back a loan.

User Waddas
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It's true but it's also determined by whether you pay your bills on time
User Xeberdee
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The answer is True. Your credit at a bank is based on your ability to pay back a loan. You should also have a collateral. Your collateral shows your assets in terms of land, building and etc.
User Viren Rajput
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