Answer:
b. Borrow the money for the down payment and pay it back later
Explanation:
Yvonne has a goal of buying a brand new home within a year.
She's afraid that she will be unable to save the money that she needs for a down payment.
The following should not be part of Yvonne's plan for achieving her goal of buying a home-
b. Borrow the money for the down payment and pay it back later
She can delay buying the house for a few months so she can save more money. She can also adjust her budget to save more. Also she can take a few other jobs to earn more and save more.
The only thing she should not consider is borrowing money.
In this way she will have to pay double debts. One to the lender and the other to the bank for home loan. Borrowing money will create more difficulties for her, so she should not so that.