If the 5th term is stated, all you need to do is plug in 5 for the n value, as it represents the 5th term. The only equation that holds true for the 5th terms being 16 is B. 3n+1
1st term = 3(1)+1 = 4
2nd term = 3(2) +1 = 7
3rd term = 3(3) +1 = 10
4th term = 3(4) +1 = 13
5th term = 3(5)+1 = 16
Correct answer is B. 3n+1