we have that
The formula for combinations is
C=n!/[(n-r)!*r!]
so
step 1
Find 7C4
we have
n=7, r=4
substitute
7C4=7!/[(7-4)!*4!]
7C4=7!/[(3)!*4!]
7C4=7*6*5*4!/[(3)!*4!]
simplify
7C4=7*6*5/[(3)!]
7C4=210/6
7C4=35
step 2
Find 12C4
n=12, r=4
substitute
12C4=12!/[(12-4)!*4!]
12C4=12*11*10*9*8!/[(8)!*4!]
simplify
12C4=12*11*10*9/[4!]
12C4=11,880/[24]=495
therefore
7C4/12C4=35/495=0.071
answer is 0.071