The correct answer is:
You can withdraw your earnings once you're 59.5 years old without paying a penalty.
Step-by-step explanation:
As long as you have had the Roth account for at least 5 years, you may withdraw your money at age 59.5 penalty free.
If you are not 59.5, you must meet other specific criteria, such as using the money to purchase a home, or leave it in your estate.