The best answer to the question stated above is letter B. -You forgot to pay the cable bill.
Here are some factors that can also hurt your credit score:
>Thirty-five percent of your credit score is your payment history.
>Cable bills and similar financial obligations will soon be factored into your credit score.
>Paying late
>Not Paying at all
>having an account charged off
>Having an account sent to collections
>Defaulting on a loan
>Having your home foreclosed
> Filing bankruptcy
>Getting a judgment
> High credit card balances
>Maxed out credit cards