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Consist(s) of short-term unsecured promissory notes issued by financial institutions and other major corporations.

User Smentek
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The answer would be : commercial papers

Usually, companies issued commercial papers to finance account receivable , inventories, or meeting some short-term liabilities. The maturity of commercial papers is usually less than a year and usually issued at a discount to prevail market fluctuation
User Karmavil
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