Answer:
False.
Step-by-step explanation:
A frame narrative is the form or style of writing a story that has another story within itself. Simply put, a frame narrative is a story within a story, where the characters in a novel/ story tell another story in the story.
Guy de Maupassant's "The Necklace" tells the story of the Loisels' lives and the subsequent loss of a borrowed necklace. This led them to use up their savings and even borrow money to cover the cost of the lost necklace, which turned out to be just a fake/ copy. There is no story within the main story frame. So, this short story is not an example of a frame narrative.