A checking account is a bank account that allows easy access to the funds. It's designed for everyday money transactions. It allows withdrawals and deposits.
A savings is a deposit account that pays interest but cannot be used directly as money. This account keeps funds safe and withdraws funds as needed. It helps you grow your money. The money in a savings account is not intended for daily use. It's a bank account that earns interest and it provides a modest interest rate.
Whenever you need to place cash you don't need right away, a savings account can be the best choice for you.