Answer:
D. Germ-laden droplets, direct contact with body fluids, insects
Step-by-step explanation:
These are the main ways in which the germs that cause infections are spread. Germ-laden droplets can be spread through various practices, such as sneezing, coughing or not washing hands properly. There are also infections that can be transmitted through fluids such as urine or semen. Finally, insects such as mosquitoes can transmit a wide range of germs that cause infections.