Cash management:
-Keeping an emergency fund, as this is keept in cash in case of extraordinary expendings.
-Reducing credit use, as this would increase cash using.
-Spending plans, due to the fact that plannification would organize the amount of cash that the person would keep in order to face off day to day expenses.
-Cash reserve, as it makes a reserve fund of cash in case of necessity, but cuts the available amount for ordinary use.
Credit and debt management:
-Stop credit misuse, this affects credit management as this is a way to reduce the using of credit cards for irrelevant expenses.
-Debt reduction, as it's a financial measure directly imposed to debt expenses.
-Recording income and spending, in order to have a record of debts and expenses to be done with a certain amount of money.
-Paying off credit cards, as this is the credit management activity that most defines the "credit" word and how does it work.