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What does risk pooling mean in regards to health insurance?

User Arco Bast
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2 Answers

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Pooling is basically a group of individuals who combine to make premiums. By pooling together, the high premiums of those with worse health is offset by those in better health. The larger the pool, the better the premiums.
User Benjith Mathew
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2 votes
meaning you have to be more careful
User Joshua Shannon
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