The best example of an inciting incident is this: C. Loma fails a math test putting her in danger of not graduating from high school.
What is an inciting incident?
In storytelling, the inciting incident is a pivotal event that sets the story in motion and thrusts the protagonist into the main conflict or journey of the narrative. It is a sudden and unexpected event that disrupts the protagonist's ordinary life and forces them to take action.
This is seen in the story where Loma fails a math test putting her in danger of not graduating from high school. The protagonist has an upsetting event that can change the trajectory of her life.