America has given my generation, the millennials, a legacy of debt. America has become indebted at the federal, local and household levels, and is placing the onus to pay for these debts not upon those who spent the money, but, rather their progeny. In doing so, America risks condemning my generation to depressed economic growth, delaying our achievement of milestones and depriving us of government services past generations have come to take for granted. At the federal level, our government, which ran surpluses as recently as the turn of the millenium, is now over 20 trillion USD in debt. Cities and states are beginning to buckle under the pressure of sweatheart pensions for public employees. US households are struggling under the debt acquired from education, healthcare and housing sectors which have become massive bubbles due to government interference. As a result of all this debt, Millennials have entered, and will continue to work, in an economy that will struggle to grow at a fraction of the rate which were the norm in post war America. As such, millennials are putting off major life milestones such as marriage, owning a home or saving for retirement. Now, despite this poor hand, millenials stlll have a bright future, just not as bright as it might have been with a more responsible , less selfish baby boom. Millenials are blessed with an independent streak that will allow them to adjust to the coming economic changes. As technology disrupts the modern economy, millenials and the subsequent "gen z" ought to be able to adapt and thrive do to their lack of attachment to concepts such as careers and pensions. America has given the millenials a legacy of debt. This debt in turn have shaped who we are and what we need to do the thrive. Hopefully, as past generations have, my generation will prosper despite this legacy.