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____ contracts reduce the risk of incurring higher costs than expected.
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____ contracts reduce the risk of incurring higher costs than expected.

User Angad Tiwari
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Insurance is the right answer. When there is a risk of incurring in higher cost than cannot be controlled, an insurance could compensate this hypothetical costs in exchange of paying a premium, the fixed amount of money payed to the insurer.
User Jeanreis
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