The complete balanced chemical reaction is written as:
AgNO3 + KCl ---> AgCl + KNO3
where AgCl is our precipitate
So calculating for moles of AgCl produced: MM AgCl = 143.5 g/mol
moles AgCl = 0.326 g / (143.5 g/mol) = 2.27 x 10^-3 mol
we see that there is 1 mole of Ag per 1 mole of AgCl so:
moles Ag = 2.27 x 10^-3 mol
The molarity is simply the ratio of number of moles over volume in Liters, therefore:
Molarity = 2.27 x 10^-3 mol / 0.0977 L
Molarity = 0.0233 M