Question

If you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs?

Answer 1

I believe the correct answer to this is:

“Property Damage Liability”

This type of coverage protects the insurer from paying out the pocket fees especially when found at guilt of the damage. Actually this does not cover damage to your own property but only kicks in when you are found to be at fault of the accident.