Answer:
The correct answer is: fraud and financial misconduct.
Step-by-step explanation:
In 2012, HSBC Holdings plc agreed to pay U.S. authorities a record $1.92 billion in penalties after admitting fraud and financial misconduct because of being used as a money laundry from drug-related Mexican activities. This is a breach of ethics in which bank officials and staff consider themselves guilty of having millions of dollars worth of trafficking in drugs.