Question

Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?

Answer 1

Bodily injury liability and property damage liability is the auto insurance coverage that pays for injury or damage that the insured driver causes to other people or their property

To add, bodily injury liability also provides a legal defense in the event that you are sued for damages. Also, property damage liability coverage helps pay for the damage that you cause to another vehicle, or other types of property.

Answer 2

Auto Liability Insurance

Explanation:

Auto Liability insurance can be defined as the car insurance that covers or protects the insured person from any lawsuits that could arise due to any accident that was caused by the insured person which led to bodily injuries or damages of another person's properties.

Liability insurance comes in two forms

a. Bodily injury liability coverage: This is helps the insured person to be to pay the medical fees of the injured person involved in the accident caused by the insured person

b. Property Damage liability coverage:

This is an type of auto liability insurance that helps the insured person pay for car repairs of the other person involved in the accident that was caused by the insured person.

It is advisable that most car owners ensure that both the bodily injury liability coverage and the property damage liability coverage are present in auto liability insurance package that they decide to get.