Answer:
Option D is the correct answer.
Explanation:
The below given statement gives the best reason for Steven to consider loan availability in choosing a checking account:
If he needs a home loan in the future, he will have a relationship with the bank.
When Steve is already a good customer for any bank, he will always be considered if he applies for loan in that bank. Getting loan in the same bank will be a hassle free task due to previous good customer relationship.