Question

With a traditional savings account, you could be charged a fee if

Answer 1

if you withdraw money to often

Answer 2

With a traditional saving account you could be charged a fee IF YOU WITHDRAW MONEY TOO OFTEN.
Each bank has the maximum number of time you can withdraw in a month without incurring any fee, but when withdrawals are made in excess of the maximum times within a period of a month, then a fee may be incurred.