His total annual premium is $6,626.53. Simple mathematics can be used to find the solution for the question. Javier received the deducted by $157.38 paycheck, twice a month throughout the year, so he received 24 deducted paychecks in a year. The sum of all the deducted $157.38 amount throughout the year will be the 57% of Javier's total annual health insurance premium, which is $3,777.12 (24 x $157.38). Therefore, dividing $3,777.12 amount with 57% will resulting in the total value of Javier's annual health insurance premium, which is $6,626.53.