Question

Which of the following would likely be covered under homeowners insurance but NOT by renter's insurance?

A-Your basement floods, causing you to lose a valuable collection.
B-A burglar makes off with your laptop while you're out of town.
C-A tree branch breaks your bedroom window during a storm.
D-A fire destroys almost all your possessions.

Answer 1

The answer to this question is the letter "C" which is "A tree branch breaks your bedroom window during a storm". This is only covered by the homeowner's insurance and not true under renters insurance. The renter's insurance does not cover any structure or building in the sites.