Answer: The answer is b: Accepting a public defender.
If you are accused of a criminal act, you can substantially lower your legal costs by accepting a public defender.
Explanation:
Criminal act refers to an act executed or carried out by an individual which is punishable by law. Criminal means behaviours or act which violates a nation’s law.
A public defender refers to an attorney who provide competent defense for a client or people involved in a criminal proceedings that cannot afford or hire a legal counsel.