Take into account that you have learnt 20 new vocabulary words after 5 lessons.
Furthermore, consider that you do not know any word at the beggin of the course.
The general form of a linear equation can be written as follow:
y = mx + b
where m is the rate of change and b is the initial value of y for x = 0 (in this case is b = 0).
The rate of change m is given by:
m = 20/5 = 4
Then, you can write for the number of words learnt, in terms of the number of lessons x, as follow:
y = 4x + 0
y = 4x
Then, to get the number of new words learnt after 12 lessons, replace x = 12 into the previous expression:
y = 4(12)
y = 48
After 12 lessons the number of new words learnt is 48