Question

Kevin has had a checking account for a month. As he reconciles his account, Kevin notices that the dates on his check register do not match the dates on his account statement. He immediately calls the bank to find out what the problem is. What is the bank's likely response to Kevin?

A"You obviously made a mistake in recording payment dates. You need to be more careful about that."
B"I'm sorry, it appears we entered the wrong dates here. Thank you for letting us know. We will correct this immediately."
C"There could be a serious problem with your account. Please bring all of your information into the bank so we can check our records and your information."
D"The date that the check is written is usually a few days before it is cashed. We record when it is cashed, and you record when it was written.

Answer 1

D."The date that the check is written is usually a few days before it is cashed. We record when it is cashed, and you record when it was written.

Explanation:

Answer 2

Option D is correct answer.

Explanation:

The correct answer is option D- "The date that the check is written is usually a few days before it is cashed. We record when it was cashed and you record when its written".

It takes up to 3-4 business day to cash a check. So, Kevin might have entered the date when he wrote the check but as the check was cashed a few days after, the bank would have entered that date. So, it caused the confusion.

Options A, Band C are not correct as if it would have been option A, Kevin would have seen it before calling the bank. It cannot be option B either as banks don't do such silly mistakes. Option C cannot be true either as this type of error has nil chances to occur.