Hi. The terms of the standard charge and insurance charge equations are a little garbled, but it is possible to think that these are the right equations:
Standard charge, S = 15.75 + 0.40M, where 15.75 is the initial fee and 0.40 is the charge for each mile driven.
Insurance charge, I = 4.90 + 0.25M, where 4.90 also represents an initial fee and 0,25 a charge for each mile driven.
Then, the total cos, C = S + I =>
C = (15.75 + 0.40M) + (4.90 + 0.25M) which you can rearrange to show the like terms one next to each other =>
C = (15.75 + 4.90) + (0.40M + 0.25M), now add up the like terms=>
C = 20.65 + 0.65M which is the equation is the most simplified form
Answer: C = 20.65 + 0.65M