The automobile is traveling 20 km/h faster than the train. Thus, it will cover extra 1.8 km in 1.8/20 = 0.09 hours.
Since d = rt, the car will have traveled 0.09*95 = 8.55 km in this time.
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Now, since the automobile and train are traveling towards each other, we have to add their speeds. 95 + 75 = 170 km/hr. This means the distance between the end of the train and the automobile is closing at 170 km/hr
1.8/170 = 0.0106 hr.
Since d = rt, the car will have traveled 0.0106*95 = 1.007 km in this time.