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What is mutual structure

User Brad Lord
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The answer is: A mutual insurance company is an insurance company owned entirely by its policyholders. ... The "mutual holding company" structure was first introduced in Iowa in 1995, and has spread since then. There have been concerns that the mutual ...
User Vineet Reynolds
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A mutual insurance company is an insurance company owned entirely by its policyholders. Any profits earned by a mutual insurance company are either retained within the company or rebated to policyholders in the form of dividend distributions or reduced future premiums.
User Diondra
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