Answer:
The difference in both concepts is that they differ in time counting, YTD term accumulates the earnings of a whole year, instead of the net pay that only counts the pay of a worker from one month.
Step-by-step explanation:
The Net Pay is the name given to the amount of money that a person really recives after deductions and taxes that are taken away from the gross pay.
The YTD is an achronym that refers ''Year to Date'' and is the name given to refer to the amount of money that a person accumulates in a whole year from the first day he begins to work until the last one, used in pay stubs to keep the truck of that whole amount of money. It also helps the person to have an idea of how much he earns in the period of a year, therefore to plan better for the future the use of that money to come.