Answer: A. payments are directly deducted from your account.
Step-by-step explanation: A debit card contains the amount of money which is already there in our savings account.
When we make payment using our debit card, it acts as an ATM card which instantly withdraw cash at any time from the balance available in the account.
Neither the payments are deducted from ATM nor the payments are made every month. Hence, Options (B) and (C) are incorrect.
Thus, the correct option is (A).