Final answer:
Alberto will owe $287,000 in ten years.
Step-by-step explanation:
To calculate the total amount Alberto will owe in ten years with simple interest, we need to use the formula: Total Debt = Principal + Principal x Interest Rate x Time. First, we need to calculate the interest for ten years using the equation: Interest = Principal x Interest Rate x Time. Plugging in the values, we get: Interest = $205,000 x 4% x 10 = $82,000. Finally, we can calculate the total debt by adding the principal and the interest: Total Debt = $205,000 + $82,000 = $287,000.